If you're one of the estimated 3.2 million self
employed people in the UK, or have working styles which differ
slightly from the norm, you'll benefit from using the services
of an independent firm of mortgage brokers who specialise in
arranging self certification mortgages & remortgages for the
self employed, company directors, contractors and other people
who find it hard to prove their income.
Historically lenders in the UK have taken a cautious view of the
self employed, however a number of mainstream and specialist
lenders provide a solution for the self employed through self
certification mortgages.
With a true self cert mortgage, you make a declaration as to
what your income is, but you do not need to provide any proof.
You simply state what your likely income will be, rather than
providing documentary evidence such as accounts, P60s or
payslips.Self-certification mortgages are not just for the
self-employed nowadays. If you have more than one income. As
many people now do, then proving it is not necessarily easy.
So, if you have a second job, or revenue from investments and
you need that income to count when applying for a mortgage,
we'll find a lender to meet your needs
Exclusive Deals
Many of the self cert mortgage lenders only accept business
through authorised intermediaries, and by using the services of
a specialist broker, you'll get access to some exclusive deals
which cannot be found in the high street. Discount, fixed rate
and flexible products are available.
Find You the Best Deals
Whether you have a good or bad (adverse) credit history, help is
available and you can be sure of getting the best deals. With
around 15 different lenders in the market, an advisor will take
the time to shop around, ensuring you get the most suitable
solution for your requirements and situation. They can also save
you time and hassle by liaising with the lender on your behalf
and assisting you with the necessary paperwork. |
To obtain whole of market advice from a qualified adviser (who
will act for you and not the lender) simply complete the short
online enquiry form and press PROCEED.
To help the process please enter as much
information as possible.
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